Payday Express

What you need to know:

Payday Express is one of the more prominent lenders in the UK. Payday Express endeavour to transfer cash the same working day and have three payment schedules throughout each working day: 12pm, 3pm and 5pm. Providing you apply before 4pm on a working day then you should receive your funds the same day. There are no additional charges, what you see is what you get – Payday Express charge 25% on every £100 borrowed thus for a £100 loan you will be required to pay back £125 on your next payday.

One very nice factor about applying for a payday loan with Payday Express is the leniency over paying back the loan if you take the loan out towards the end of the month. If you apply between 0-7 days prior to your next payday then you will not be required to repay the loan until your subsequent payday (the following month). How much you can borrow will be determined by the information you provide, new borrower’s can borrow a maximum of £400.

Payday Express may also contact your employer.

Criteria:

You must have a valid UK Bank account and this account must be linked to a debit card. You must also be a permanent resident in the UK and in full-time employment. You cannot apply for a payday loan with Payday Express if you’re a student or self-employed – you must be in full-time employment. The loan must be paid into the same bank account to which you receive you monthly wage.

Customer Service and Complaints:

There are very few complaints about Payday Express – they offer a very legitimate service to consumers looking to acquire fast access to cash.

Overall:

Payday Express are one of the larger Payday Loan Companies on the web and offer a very professional standard of service, Providing you repay your loan in full and on time, we don’t envisage that you will have any problems in your relationship with Payday Express.